What if your paycheck is lost due to injury, illness or premature death?
How long before you and/or your family feel the pinch?
A full year? Six months? Or as little as two weeks?
If you were out of work for a year due to a disability, or if premature death occurred, what would your savings and retirement accounts look like? How long would it take to restore them if you are disabled? How soon would they be depleted if you die?
Now imagine the feeling of security of knowing that your family is protected, no matter what happens. And you can get this peace of mind by answering this question correctly:
“Who do you insure - the goose or the golden egg?”
Think of it like this – the “goose” is your paycheck, it’s what produces the “golden eggs” – your car, your house, vacation home—all your “stuff.” Now, if you’re like most folks, your car, homes, property are all insured, so you’re already insuring the golden eggs. But what about your paycheck?
You must insure the goose!
Many people think they’re insuring the goose if they carry life insurance to protect their families in the event of an untimely death. But what if you become disabled? You’re still alive, but can’t work, so there’s no paycheck coming in. Such catastrophes are the #
1 cause of involuntary bankruptcy.
You must insure the goose!
According to the Council for Disability Awareness (CDA), about 1 in 3 employees will be disabled for three or more months during their working years. And yet most of us consistently underestimate our risk of becoming disabled haven’t planned accordingly.
You must insure the goose!
Hi, I’m
Ray Coggin, the Goose Doc, and our specialty at The Coggin Agency is protecting your income, and guaranteeing your paycheck continues in case of disability or death. “Paycheck insurance” (more often referred to as Disability Income insurance) is a form of insurance that keeps your income stream coming into the home when you can't work for an extended period of time due to either injury or illness. Life insurance provides an income stream to your family if you die.
Disability and life insurance are the best ways to protect your paycheck, provide for your family, and help you maintain your standard of living in case of a disabling illness, injury, or your untimely death.
OF course, there are other ways to protect the goose as well! It’s all part of a comprehensive financial protection package, so we also provide individual health insurance for individuals and business owners. The health care landscape isn’t getting any simpler – let us help you through understanding the changes and opportunities available.
No matter what life throws your way, protecting your income is the key to maintaining your standard of living, preserving your dignity, and saying “I love you” to your family!
The Coggin Agency specializes in life, disability and health insurance. Now that you have an idea of how we can help you provide security for your family – and help you sleep better at night – why not call us today at (336) 622-5555? Let us help you like we’ve been helping your neighbors in the Piedmont region since 1983.
Click here to learn more about our services, or
email me today to get started.